Compulsory types of insurance

Compulsory Employer’s Liability Insurance for Injury to Life and Health of Employees in the Performance of Labor (Service) Duties

The object of insurance is the property interest of the Insured, associated with its obligation to compensate injury caused to the life and health of employees in the performance of labor (service) duties.

Insured event recognizes injury to life and (or) health workers of the Insured in the performance of their work duties in the interest of the Insured.

Under the harm to life and (or) health worker Insured means:

a) temporary total or partial loss of ability to work due to the Insured workers employment injury;

b) permanent total or partial loss of ability to work due to the Insured workers employment injury;

c) the death of an employee of the Insured, which was the result of an employment injury.

The sum insured is set at not less than the annual payroll.

Insurance rates are differentiated according to the type of economic activity, depending on the class of professional risks and categories of staff: production, administration and management and support staff

Calculate the premium for this insurance, you can use a calculator in our website.

For more detailed information you can contact the specialists of Jubilee Kyrgyzstan +996 (312) 66 00 44.

 
Compulsory Liability Insurance of Organizations Operating Hazardous Production Facilities

The object of insurance is the property interest of the organization operating hazardous production facilities associated with the obligation established by the civil legislation of Kyrgyz Republic, indemnify injuries caused to life, health and (or) property of third parties, as well as the environment as a result of accidents at hazardous production facilities.

Insured event recognizes damage to life, health or property of third parties or the environment as a result of an accident or disaster occurred on the operated and Insured specified in the insurance policy hazardous production facilities

The insurance company is liable if the insured event associated with the production activities of the Insured entailed:

a) the death, disability, injury victim (physical damage);

b) destruction of or damage to property belonging to third parties (property damage);

c) reasonable expenses for the clarification and the degree of culpability of the Insured, if the case is recognized as insurance;

g) costs associated with the court proceedings on the alleged insurance cases;

d) necessary and reasonable expenses to save life and property of persons who as a result of the insured event the injured or to reduce the damage caused by an insured event.

Insurance rate depends on the type of hazardous production facilities and can not be less than the established minimum insurance amounts

The insurance rate is set at 0.144%. Additionally applied factor is 1.5%.

Calculate the premium for this insurance, you can use a calculator in our website.

For more detailed information you can contact the specialists of Jubilee Kyrgyzstan +996 (312) 66 00 44.

Compulsory Liability Insurance of of the Carrier of Dangerous Goods

The object of insurance is the property interests of the Insured related to its obligation established by the civil legislation of the Kyrgyz Republic, indemnify caused injuries / damages to life, health, property of third parties and the environment in the process of transport of dangerous goods.

Insured event is the occurred event, the occurrence of which the Insured acting as the carrier, there is an obligation to compensate the damage caused to life, health or property of third parties and the environment in connection with the use of the vehicle for the carriage of dangerous goods and for reasons arising from a sudden, unforeseen and unintentional nature, a fact confirmed by the Insured presenting valid claims or claims for damages by third parties, designed in accordance with current legislation.

The sum insured is determined by the contract of compulsory insurance amount on the basis of which shall be established by the size of the premium and the insurance payment.

The total amount of payments for all insured events that occurred during the period of the insurance contract may not exceed the amount of insurance coverage.

The insurance rate for a particular cargo is set depending on the classification of dangerous goods, the volume of transported cargo, the mode of transport which it transports and other factors affecting the size of the potential damage and the probability of its occurrence.

Calculate the premium for this insurance, you can use a calculator in our website.

For more detailed information you can contact the specialists of Jubilee Kyrgyzstan +996 (312) 66 00 44.

Compulsory Liability Insurance of the Carrier to Passengers

The object of insurance is the property interests of the Insured (Carrier) associated with the obligation of compensation for harm caused to life, health and / or damage to property of passengers, ie passengers' luggage at their every transportation by automobile, air, rail and water transport.

Insured events are:

Insurance is made on a trip in a vehicle.

The sum insured (liability limit):


 

Insurance rates:

In addition to rates the coefficients are applied depending on the type of vehicle and type of transport (urban, intercity, international)

Calculate the premium for this insurance, you can use a calculator in our website.

For more detailed information you can contact the specialists of Jubilee Kyrgyzstan +996 (312) 66 00 44.